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Financing Affirm Hero

Affirm

Buy now, pay later with 0% or 4.99% APR¹

Explore flexible monthly payment options

12 mos
24 mos
36 mos

12-month financing

$0 down, 0% APR¹

Only available with the purchase of Cross Training Bike, Cross Training Bike+, Peloton Tread Flex, Peloton Tread Vision, Peloton Tread+ Vision, Cross Training Row+, or Refurbished Original Bike+.

Subject to credit check and approval.

Peloton All-Access Membership required to access all Peloton content and applicable features on your Peloton hardware.

Financing Affirm How To Pay

Buy now, pay later

How to pay with Affirm

Add to cart

Select Pay Over Time at checkout to start the simple application process.

Complete application

Apply through Affirm for a real-time decision.

Pick a payment plan

Select a flexible monthly financing option from 12, 24, or 36 months and set up a repayment method.

Options may vary by Peloton equipment.

Get started with Peloton

NG Financing Bike Desk big

Cross Training Bike

From $1,695 or $141.25/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

NG Financing Bike+ desk big

Cross Training Bike+

From $2,695 or $224.58/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

Tread Flex Product Cards

Peloton Tread Flex

From $2,195 or $274.58/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

Tread Vision Product Cards 3x

Peloton Tread Vision

From $3,495 or $291.25/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

Tread+ Vision 3x

Peloton Tread+ Vision

From $6,695 or $557.92/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

Peloton Bike+

Refurbished Original Bike+

$1,395 or $166.25/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

FAQ

What is Affirm?

Will Affirm conduct a credit check/will my credit score be impacted?

Who do I contact with additional questions about Affirm?

Where can I view my Affirm account summary and payment history?

How can I make payments for my Affirm loan?

Are there any fees associated with Affirm?

If I finance my purchase with Affirm, then return my equipment, will I be responsible for a return fee?

Yes. If you’re a first-time Bike, Bike+, Peloton Tread Flex, Peloton Tread Vision, Peloton Tread+ Vision, or Row+ purchaser, you’ll have up to 30 days from your delivery date to try your Peloton equipment at home. If you wish to return your order, you must return it in like-new condition, and you'll receive a pickup and refund, excluding the return fee. Customers are directly responsible for any incurred return fees, which will not be deducted from your Affirm loan.

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¹Get the Peloton Cross Training Bike for as low as $141.25/mo over 12 months at 0% APR. Based on a price of $1,695. Get the Peloton Cross Training Bike+ for as low as $224.58/mo over 12 months at 0% APR. Based on a price of $2,695. Get the Peloton Tread Flex for as low as $182.92/mo over 12 months at 0% APR. Based on a price of $2,195. Get the Peloton Tread Vision for as low as $291.25/mo over 12 months at 0% APR. Based on a price of $3,495. Get the Peloton Tread+ Vision for as low as $557.92/mo over 12 months at 0% APR. Based on a price of $6,695. Get the Peloton Cross Training Row+ for as low as $291.25/mo over 12 months at 0% APR. Based on a price of $3,495. Get the Refurbished Peloton Bike for as low as $95.42/mo over 12 months at 0% APR. Based on a price of $1,145. Get the Refurbished Peloton Bike+ for as low as $116.25/mo over 12 months at 0% APR. Based on a price of $1,395. Your rate will be 0% APR or 4.99% APR based on eligibility. A down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. See affirm.com/licenses for important info on state licenses and notifications. Peloton All-Access Membership (standard monthly pricing), accessories and taxes separate. Not available outside the U.S. Delivery restrictions apply. Additional delivery fees may apply outside of the continental U.S. Void where prohibited.