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Financing Affirm Hero

Affirm

For a limited time**, get 0% APR¹ financing starting at $0 down on all term lengths

12-month financing

$0 down, 0% APR¹

Only available with the purchase of Cross Training Bike, Bike+, Tread, Tread+, Row+ or Refurbished Original Bike+.

Subject to credit check and approval.

Peloton All-Access Membership required to access all Peloton content and applicable features on your Peloton hardware.
Financing Affirm How To Pay

Buy now, pay later

How to pay with Affirm

Add to cart

Select Pay Over Time at checkout to start the simple application process.

Complete application

Apply through Affirm for a real-time decision.

Pick a payment plan

Select a flexible monthly financing option from 12, 24, or 36 months and set up a repayment method.

Options may vary by Peloton equipment.

Get started with Peloton

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Cross Training Bike

From $1,695 or $141.25/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

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Cross Training Bike+ with Peloton IQ

From $2,695 or $224.58/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

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Cross Training Tread

From $3,295 or $274.58/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

NG Financing Tread+ Desk big

Cross Training Tread+ with Peloton IQ

From $6,695 or $557.92/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

NG Financing Row+ Desk big

Cross Training Row+ with Peloton IQ

From $3,495 or $291.25/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

Peloton Bike+

Refurbished Original Bike+

$1,995 or $166.25/mo at 0% APR¹ for 12 mos

All-Access Membership separate²

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*Peloton All-Access Membership required to access all Peloton content and applicable features on your Peloton hardware. Limited time offer ends December 8, 2025. Eligible purchases made during this offer period will receive the following discounts: $450 off Refurbished Original Bike, $400 off Refurbished Original Bike+, $300 off Peloton Cross Training Bike, $350 off Bike Starter, $400 off Bike Ultimate, $700 off Cross Training Bike+, $750 off Bike+ Starter, $800 off Bike+ Ultimate, $500 off Cross Training Tread, $550 off Tread Starter, $600 off Tread Ultimate, $1400 off Cross Training Tread+, $1450 off Tread+ Starter, $1500 off Tread+ Ultimate, $200 off Cross Training Row+, $250 off Row+ Starter, and $300 off Row+ Ultimate. All discount amounts in USD. Additional required $299 assembly fee with all purchases of Tread+. Orders including multiple pieces of hardware will receive one maximum discount of the highest applicable value. Purchasers of eligible equipment during the offer period will receive a promotional code (“Code”) for one month of free All-Access Membership (three months of free membership for Cross Training Bike+ purchases only); purchases of refurbished bikes excluded. The Code will be sent to Members in their order confirmation email for their eligible purchase and must be redeemed three months following the date the order confirmation is received. Redemption instructions will also be included in the order confirmation email. Applicable sales tax separate. Offer applied at checkout. No substitutions. Peloton may change, cancel or limit offers at any time. Cannot be combined with certain other offers. Void where prohibited. Not transferable. While supplies last. No cash value. Not valid outside the United States. If the hardware purchased is returned for a refund but you do not return the entire package (including accessories), you will be refunded the cost of the applicable hardware less the cost of the accessories you have kept and the hardware discount (as applicable). Additional delivery fees and/or restrictions may apply in remote areas, which may include Alaska, Hawaii, Puerto Rico, U.S. Virgin Islands, and ferry-only accessible locations. A single All-Access Membership provides access to Peloton content on one of each type of Peloton hardware (e.g., one Peloton Bike or Bike+, and one Peloton Tread or Tread+) per household, learn more at https://www.onepeloton.com/membership-terms.

**Subject to credit check and approval. All-Access Membership Separate. Limited-time offer of 0% APR for all term lengths ends December 8, 2025 for those you qualify. Void where prohibited. Not transferable. No cash value. Not valid outside the United States. Peloton may change, cancel or limit offer at any time. Terms apply.

¹Affirm: Get the Cross Training Bike for as low as $141.25/mo over 12 months at 0% APR. Based on a price of $1,695. Get the Cross Training Bike+ for as low as $224.58/mo over 12 months at 0% APR. Based on a price of $2,695. Get the Cross Training Tread for as low as $274.58/mo over 12 months at 0% APR. Based on a price of $3,295. Get the Cross Training Tread+ for as low as $557.92/mo over 12 months at 0% APR. Based on a price of $6,695. Get the Cross Training Row+ for as low as $291.25/mo over 12 months at 0% APR. Based on a price of $3,495. Get the Refurbished Peloton Bike for as low as $95.42/mo over 12 months at 0% APR. Based on a price of $1,145. Get the Refurbished Peloton Bike+ for as low as $166.25/mo over 12 months at 0% APR. Based on a price of $1,995. Your rate will be 0% APR or 4.99% APR based on eligibility. A down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. See affirm.com/licenses for important info on state licenses and notifications. Peloton All-Access Membership (standard monthly pricing), accessories and taxes separate. Not available outside the U.S. Delivery restrictions apply. Additional delivery fees may apply outside of the continental U.S. Void where prohibited.