¹Citizens Pay: Promotional APR Based on Credit: Offer only available on eligible purchases charged to a Citizens Pay Line of Credit Account. In order to be eligible for the offer, a qualifying Peloton connected fitness unit must be included in initial purchase. Minimum purchase for transaction: $295. All eligible purchases qualify for promotional pricing, which is currently 0% - 4.99% APR from the date an eligible purchase is posted to your account until paid in full and may differ by term and/or product and may be based on creditworthiness. Monthly payment and total finance charges are estimates, do not include taxes, and may vary from the actual minimum payment due and interest charges that will be shown on your Citizens Pay Line of Credit statement. Late Payment Fee: $8 for each late payment up to six total times each calendar year. Limited time offer. Gifted Peloton All Access Membership financing will be divided into equal monthly payments over the same repayment term as your eligible connected fitness unit. This term may not be the same as the length of the Peloton All Access Membership purchased. Non-Gift Peloton All-Access Memberships are not eligible for financing, and may not be charged to your Account. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promotional purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.

¹Affirm: Get the Peloton Bike for as low as $120.42/mo over 12 months at 0% APR. Based on a price of $1,445. Get the Peloton Bike+ for as low as $207.92/mo over 12 months at 0% APR. Based on a price of $2,495. Get the Peloton Tread for as low as $291.25/mo over 12 months at 0% APR. Based on a price of $3,495. Get the Peloton Row for as low as $266.25/mo over 12 months at 0% APR. Based on a price of $3,195. Get the Refurbished Peloton Bike for as low as $95.42/mo over 12 months at 0% APR. Based on a price of $1,145. Get the Refurbished Peloton Bike+ for as low as $166.25/mo over 12 months at 0% APR. Based on a price of $1,995. Your rate will be 0% APR or 4.99% APR based on eligibility. A down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. See affirm.com/licenses for important info on state licenses and notifications. Peloton All-Access Membership (standard monthly pricing), accessories and taxes separate. Not available outside the U.S. Delivery restrictions apply. Additional delivery fees may apply outside of the continental U.S. Void where prohibited.