¹Zip Money is an available payment option at Peloton stores and on onepeloton.com/en-AU for eligible purchases. Eligible purchases include Cross Training Bike, Cross Training Bike+, Cross Training Tread and excludes Peloton All-Access Membership. Peloton accessories and apparel are excluded in stand-alone transactions but may be purchased using Zip Money when purchased in a single transaction together with the Cross Training Bike, Cross Training Bike+ or Cross Training Tread. The interest free period advertised is the maximum period of time when no interest is charged on the purchase. The interest free period advertised will be available to new customers who open a Zip Money account at the time of purchase; other conditions apply. An interest free period may also apply to existing Zip Money customers who make a purchase with Peloton. The availability of an interest free period for a purchase by an existing Zip Money customer will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Zip Money is offered, issued and administered by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit License Number 441878. Peloton is not a credit representative of Zip Money and does not receive any commission for purchases made using ZIP Money. Zip Money is not a Peloton product and is not offered or issued by Peloton.